The Chase Hyatt Credit Card

I applied for the Chase Hyatt Credit Card a few weeks ago because it has a great sign-up bonus. I figured I write a post about it for a couple of reasons. First, to add a “data point” that the Chase Hyatt Credit Card doesn’t fall under Chase’s strict 5/24 rule; Chase generally doesn’t approve people for certain credit cards if they’ve applied for more than five credit cards in the past 24 months. At the time of my application a few weeks ago I was well over 5 credit card in the last 24 months; more like 20 credit cards 🙂

The other reason I wanted to write about this card is it’s amazing benefits.

The Chase Hyatt Credit Card:

• Earn 2 free nights at Hyatt hotels, worldwide after you make $1,000 in purchases in the first 3 months after account opening.
  • This is a great bonus since you can use these nights at ANY Hyatt hotel in the world. I just used my 2 free nights to book an upcoming stay at the Grand Hyatt Hong Kong. Otherwise these two nights would’ve cost me $329/night (that’s $658 savings)
• Get 5,000 bonus points after you add an authorized user to your account and make a purchase with your card during the first 3 months as a card member.
  • Free nights start at 5,000 points per night or 2,500 + $50 with the Points + Cash option

• 3 points for every $1 spent on purchases at all Hyatt properties with your Hyatt credit card.
• 2 points for every $1 spent at restaurants, on airline tickets purchases directly from the airline and at car rental agencies.
• 1 point for every $1 spent on purchases anywhere else you use your card. Keep all the points you earn – your points do not expire as long as your Hyatt Credit Card account is open.
• Earn 1 free night every year after your card member anniversary at any Category 1-4 hotel.
  • This will cover way more than the $75 annual fee depending where you use your free night. You can check this link for all Hyatt hotel locations and their categories.
• Upgrade to Hyatt Gold Passport Platinum membership and maintain Platinum status for as long as your Hyatt Credit Card account is open.

• Receive 2 stay credits and 5 night credits toward Diamond status upon spending $20,000 in a calendar year
• Receive an additional 3 stay credits and 5 night credits toward Diamond status upon spending $40,000 total in a calendar year
  • The stay credits is not worth putting all this spend on this credit card.
• No foreign transaction fees
• $0 intro annual fee for the first year, after that $75

Bottom Line:

The Chase Hyatt Credit Card is a great card to add to your wallet and have for long term. Luckily, this card doesn’t fall under the Chase 5/24 – yet. Earning Platinum status for just holding the card is a great perk as well. Overall, I don’t see why you wouldn’t add this card to your portfolio. As long as you pay off all your credit cards on time

If you have any questions comment below or tweet me @pointspointers or email me at pointspointers@gmail.com