Best Credit Cards for College Students

| August 10, 2018 | Credit Cards | No Comments

Are you a college students who’s looking to get a credit card? Are you looking to build your credit history in order to apply for better credit cards with richer rewards in the future? If yes, then here are the Best Credit Cards for College Students.

A student credit card can help you earn rewards and, in some cases, enjoy short-term, interest-free financing. What’s more, a student credit card is a great step in establishing a good credit history, which is essential for getting favorable rates on future loans, renting your own apartment and getting low insurance premiums.

But keep in mind that simply being a college student may not be enough to qualify you for a “student” card. You’ll generally need access to income, and if you have bad credit or no credit history at all, you may be better off with starting with a Secure Credit Card.

 

Discover it® Chrome for Students

discover student credit card

  • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% cash back on all other purchases.
  • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years.
  • Discover will match all the cash back you’ve earned at the end of your first year, automatically.
  • Introductory purchase APR of 0% for 6 months from the date you open your account. However, I really recommend paying your balance in full each month.
  • No annual fee.

Citi ThankYou® Preferred Card for College Students

citi thankyou student credit card

  • Earn 2,500 bonus points after spending $500 within the first 3 months of account opening.
  • Earn 2X on Dining Out and Entertainment
  • Earn 1X on All Other Purchases
  • Introductory purchase APR of 0% for 7 months from the date you open your account.
  • No annual fee.

Bottom Line:

These two credit cards are awesome if you’re a college student looking to start your miles and points journey. Having these cards and managing them responsibly by paying your bills in full and on time, will help you establish a good credit score. You will need a good credit score if you’re looking to apply for other popular credit cards that offer much better rewards than these student credit cards.

 

feature Photo by Tim Gouw on Unsplash

 

If you have any questions, comment below or tweet me @pointspointers or email me at ramy@pointspointers.com

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About The Author

Ramy
Ramy

Passionate about travelling. Recently acquired a massive interest in collecting points and miles in order to enhance my travel experience for little to no money. And now I would love to share this new passion with the world and help YOU establish a strategy to collect points to fund your next trip or upgrade your flight and hotel experience.