Bank americard

This might not be a very popular travel rewards credit card, but it’s always exciting when a credit card with no annual fee increases its sign-up bonus and also provide some travel rewards and benefits especially for people starting out in the points and miles game.

Bank americard


 Online exclusive 20,000 bonus points offer if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $200 statement credit toward travel purchases.

 Earn unlimited 1.5 points for every $1 you spend on all purchases and points don’t expire.  Since points redemption value is 1 cent per point, this means that you are getting a 1.5% return on every transaction.

 Enjoy no annual fee. Having a no annual fee credit card can help you build up your credit score since account age and utilization percentages are big factors in determining your credit score.

 No foreign transaction fees while earning points to use for a statement credit to pay for any travel purchase – no restrictions or blackouts. Very few cards with no annual fee offer ZERO foregin transaction fees. This is a great perk to keep earning points while traveling abroad.

Bottom Line:

This is not a card for people aspiring to redeem points for international business and first class travel. However, it’s a solid card for those who want a simple guaranteed 1.5% return on every transaction to be redeemed towards ANY travel expense.

If you have any questions please tweet me @pointspointers or email me at